This assessment is simply finding out where you are right now and where you want to be in the future. A lot of people aren’t aware of a lot of things including spending, savings, debt, etc. So this assessment and the podcasts I have linked at the bottom for you to listen to will face you in the right direction in terms of your financially abundant future.
This assessment is graded on a scale 1-10. 1 being the absolute worse and 10 having a clear understand where you are in the category. It’s kind of like the wheel of life exercise that I do from time-to-time (monthly to track my happiness). If you drop below 5 in any category, don’t beat yourself up. Be bluntly honest and don’t say, “well, I’ve never done that before.” Rate yourself where you are and be honest with yourself. I will post the questions and link my podcast down below so you could have a listen in terms of the explanations of each question.
“I HAVE A CLEAR, WRITTEN, WORKING BUSINESS PLAN OR PERSONAL LIFE PLAN.”
“I USE A FINANCIAL TRACKING SYSTEM SUCH AS QUICKBOOKS FOR MY BUSINESS OR QUICKEN/MINT ONLINE FOR MY PERSONAL FINANCES.”
“I HAVE AND FOLLOW CLEAR FINANCIAL GOALS—DAILY, WEEKLY, MONTHLY, AND YEARLY.”
“I KNOW HOW MUCH MONEY I NEED TO SAVE AND INVEST TO ACHIEVE FINANCIAL ABUNDANCE.”
“I KNOW MY MONTHLY BUDGET AND I STICK TO IT.”
“I TRACK MY PRODUCTIVITY AND EITHER RAISE MY PRICES BASED ON MY ABILITY TO PRODUCE—OR HAVE ASKED FOR A PROMOTION AND RAISE AT WORK BASED ON MY INCREASED SKILL SET AND HIGH PRODUCTIVITY.”
“I AM COMFORTABLE WITH THE AMOUNT OF DEBT I HAVE.”
“I CARRY NO HIGH-INTEREST DEBT.”
“I UNDERSTAND THE DIFFERENCE BETWEEN GOOD DEBT AND BAD DEBT.”
“I KNOW THE DOLLAR AMOUNT NEEDED TO MEET MY MONTHLY BUDGET, AND I’VE GOT A ‘COMMUNITY’ THAT HELPS ME ACHIEVE THAT.”
Excerpt From: Lisa Nichols & Janet Switzer. “Abundance Now.”
Now, with that being done and you writing down everything, what was your score? And now the action steps to take yourself to the next level and create cash flow….