Napoleon Hill: Lesson Three – The Habit of Saving – Pre Course

Saving – a word that’s unfamiliar and often completely disregarded in households across America.

According to a 2016 GOBankingRates survey, 69% of Americans have less than $1,000 in their savings accounts.  Less than $1,000! Is that even possible? We’re not even counting what mutual funds, 401k’s or anything; however, if there isn’t any money in a basic savings, the chances of having anything else lingering around is next to none.

You can ask me if money was what destroyed the relationship between my family and I.  Go ahead, ask!

Somewhat.  I’ll be honest.

Back in 2007, I was an aggressive saver.  I kept next-to-nothing in my checking account and threw everything in my savings.  Was I saving for a rainy day? Not necessarily.  I didn’t have a clue what my intentions were, but I would much rather be ready for an opportunity with money, rather than being broke and seeing the opportunity pass me right by.

I woke up just after 12am one May morning and had enough money in the bank to book a spontaneous trip to Australia, changing my life forever.  Would that have happened if I didn’t have money?

Before moving to Thailand, I went on trips to Sedona, Arizona and Honolulu, Hawaii.  The amount of jealousy and envy was boiling over so much that it was damn near the boiling point because my brother thought I was remarkably selfish for not handing over my funds to my mother.

Some of you are probably asking yourself, “how can I do it?”

Saving money is solely a matter of habit.  So, we need to talk about what habit is…..


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