Travel Tips + Not Learning From Mistakes

I was chatting yesterday with one of students and she was completely dumbfounded at the fact that I don’t get currency before traveling.  I realized that the third time it happened, which recently came in Maldives, could’ve been the disaster of a lifetime.

Yes, maybe some of you already do so, but I’ll do a small breakdown, plus a podcast on the basic necessities in preparation for travel.

Travel Tip: 1 – Get Currency In Your Respective Country

I’m not talking bank currency with high interest rates, I’m talking about the underground places that aren’t well known.  For example, SuperRich in Thailand has the best rates in Thailand while banks such as KTB, SCB, and others are horrific in buying and selling.

Travel Tip 2: PLASTIC!

I’m not a big fan of credit cards, but in case of disasters, such as the one I experienced in Maldives a week ago, you will be saved by the bell.  I literally had to make two final purchases before my car was completely shutdown by my bank in America due to “suspicion of fraudulent charges.”

In the real world, having something marked “Visa” or “MasterCard” is your I’m-Not-Going-To-Die-Card out of any situation, but because I don’t have one, I was literally doomed.

After an array of conversations with my students yesterday, apparently going with UoB or HSBC (Hong Kong banks if I’m not mistaken), would save me a great deal of trouble.   Oh, and to throw out another example, I wouldn’t have gone through hell with Sheraton Hotels because if I had a credit card at the time of check-in, they would’ve froze my credit card’s funds which ultimately would’ve been released (compared to my debit).

Here’s the podcast from my not-learning experiences and more!

Napoleon Hill – How To Overcome The Fear of Poverty

First, scissor up those plastic cards that lay either idle, or accessible in your wallets and purses.  It’s time to pay virtually cash for everything.  Oh, and this comment is specifically for my Thais here in Thailand – DON’T PAY OFF DEBT WITH CREDIT CARDS! Makes zero sense.

When you start doing this, the sigh of relief will be an overwhelming feeling of joy.  Breaking away from the worrisome and indebtedness so that you’re ready to revamp the habits in your mind and re-direct your course toward prosperity is going to be one of the best achievements of your life.

Remember, when you discontinue an undesirable habit, know that their will be a void or space in the mind that will need some accompanying.  If you don’t occupy that free-space, what will come back?

You guessed right!

The destructive habit that you kicked before.

I’ve talked about a couple of formulas which I told you to copy, paste, print, and recite aloud. There are more formulas approaching very soon…and these formulas will become a part of your mental machinery.

I’m assuming that because you’re reading this…you’re somewhat striving for financial independence.  No, I’m not talking about those ridiculous “how to become a millionaire and billionaire” over-the-top videos you see on YouTube.  I’m talking about the accumulation of money to where you don’t worry about your finances – period.  It’s not difficult to do after you master the Fear of Poverty and developed in its place the Habit of Saving.

The fact and matter is that the cold, cruel, relentless truth is that we’re in the age of materialism.  We’re in the age that showing cars, houses, and everything materialistic gives you an upper hand over other people.  Just look at it this way, if you see a man wearing a suit jut waltzing down the street, you would ask yourself “how much money does he have,” right? However, if you see a man walking down the street with his clothes unpressed, his collar is dirty, shoes scuffed up, and not clean-shaved…you’re probably thinking that he shows signs of impoverished finances.

This tendency to judge people by the money they have, or their power to control money, is not confined to any one class of people.  We all have a touch of it, whether we recognize the fact or not.  Egoism, which I’ll be going over extensively in the coming weeks, is closely related to materialism.  We have to learn to break away from the “I’m better than you because I have more money” bs so we can uplift humanity.

And before I close this out, a lot of men stumble and fall, never again to rise, because of lack of money in times of emergency.  Reserve Funds are essential in the success operation of business! These are all the topics and things I discussed in my podcast down below.  Enjoy!

Podcast: https://www.spreaker.com/episode/11814036

Jack Canfield – Master The Spending Game

How much did you spend last year? 

How much did you spend last month?

How much did you spend yesterday?

Amazing, isn’t it?  Spending too much can wreak havoc on our financial goals and life.  It keeps you in debt, prevents you from savings as much as you could, and turns your focus to consumption.  Too many consumers in the world and not enough creators.

The truth is that with the exception of suits, dresses, mandatory wear or even the snorkelling gear you bought in Hawaii (as I have before) which I have used only once….you and I probably don’t need all those things to begin with.  Try adding up all the clothing with tags on it, to everything sitting around your living room and garage….add it all up and it will amount to more than your current credit card debt.

Another way to master the spending game is to live the lifestyle you want yet pay a whole lot less for it.

For instance….Jack Canfield talked about a woman he knows purchases $685 season tickets to the opera for just $123.  She sees the same world-class tenors, hears the same thunderous music, and does just about the same thing those other patrons do who pay a heck of a lot more – but she gets her tickets at 82% off.

How could this be?

When the mailing for season ticket subscribers arrive in March, she selects the operas she wants to see, disregards those she doesn’t like, and sends the money in with instructions attached “Design-Your-Own” series.  If you send in cash, of course cash will always be accepted.

So start paying with cash for everything! You’ll probably find yourself spending less than you would if you used credit cards.

Here’s more in my podcast – https://www.spreaker.com/episode/9597615