Wheel of Life: Highest Average Ever!

We’re back again at my monthly wheel of life!  Again, I’ve posted this a many of times before, and this makes me realize if I have balance in my life.  The balance that’s needed to complete fulfilment.  Now, there are a couple categories that I have no control over (romantic relationships), but everything else is on complete fire at this point and I’m more than happy to write a quick blog on it; along with a podcast!

So, rate each category: health, career, wealth, physical environment, romantic relationships, fun & hobbies, family & friends, and personal development.

Here’s my podcast on how I achieved the highest average ever, but more importantly, I would love to connect with everyone who reads this blog by using figuring out where you are in each category before posting it on my Facebook page: The Arsenio Buck Show.

https://www.spreaker.com/user/thearseniobuckshow/wheel-of-life-monthly-update-highest-mar

Purposeful Relationship #3 – Linda

I love looking back on my life and figuring out what the purpose was of each relationship.  Probably not all, but one’s that left such a lasting effect on my life.

Linda Booker.  Ahhhh….just an odd afternoon at the College of Southern Nevada back in 2012 – witnessing Bruce Leroy and so many other interesting characters at a gym while advertising a clinic.  There was a lady standing by her booth giving people free water and she had some products on the table for show, but I didn’t pay any mind until the very last moments of the entire segment.

She offered us a free H2O drink (Herbalife), and being as groggy as I was at that particular moment, I certainly didn’t turn it down.  Within minutes after drinking it, I woke up and became alert in the snap of some fingers.  Full with B vitamins, she gave me a drink that changed the trajectory of the way I view health.  We exchanged contact details and went on about our day.  I kept telling her, for months, that I would go to her office and visit.  It wasn’t until the distasteful taste of a protein bar at 24 hour fitness that I realized, “maybe I should go buy protein from Linda.”

From that point going forward, she introduced me to a side business I have to this day and to products that I use for both inner and outer nutrition.

It wasn’t just the introduction to Herbalife, but I felt she was the mother I never had in terms of positivity.  At that time, for the last 2 months of my stay in America (leading up to the May 2013 departure to Thailand), my family and I had a very loud relationship where I tried staying away from them as much as possible (because of the toxicity of them).  Linda was my escape pod.  Her husband was also a father figure that I never had, either.

Sadly, Linda and I no longer speak because the purpose was fulfilled back in March of 2013.  When I finally reached Thailand, we kept in contact just for a short while until I realized we weren’t the same anymore.  I removed her from social media for about a year until I tried salvaging the relationship just a short while later.  Nope, she unfortunately lost her business and returned back to the hospital, which she resented so much.

What you have to realize people that relationships, such as the one I experienced with Linda, are called purposeful relationships.  After the purpose is met, the relationship will take a turn forever.  It won’t necessarily end, but it’ll never be the same again.

Linda, being a remarkable cancer survivor, is by far one of the best relationships I needed at that specific time in my life.  Going through a range of emotions with my potential employer (in Thailand) and my mother, it just seemed like everything was about to fall apart just shortly before my departure to Thailand.  However, this being, along with her grandparents and acquaintances, stepped in and made me realize how much life had to offer.

Thank you, Linda.  You’ve changed my life forever.

Napoleon Hill: Lesson Eight – The Habit of Doing More Than Paid For

A man is most efficient and will more quickly and easily succeed when engaged in work that he loves, or work that he performs in behalf of some person whom he loves.

Here’s the introduction to one of the most important, life-long lessons that so many of you probably lack in life.  Here’s one of the best stories of my life.

In late 2015, I was approached by my boss at my respective job.  She had already set up some conversation/presentation workshops, which I ran accordingly.  Because it was a massive success, students began to ask about developing a conversation course.

A lot of teachers, especially those historical British teachers, don’t believe in conversation as a tool of success; nor do they approve it as a course.  I had to constantly battle and take a lot of slack from people saying, “this isn’t an academic course,” but confidence is the ultimate success tool for communication, right?

After shrugging off a lot of meaningless comments and naysayers, my boss gave me the green light to create a course using some books and materials.  So, I did.

Step Number 1: You Will Take Losses In The Beginning, But The Returns Are Unbelievable

Because the conversation course had a 2$ less payout, 95% of the teachers refused it at the beginning.  I was adamant and infuriated because  some teachers, who would’ve done a good job teaching conversation, didn’t want to teach it because they didn’t get the full amount in the beginning.

I laughed about this because I had already read about “doing more than what you’re paid for,” and I knew it would come back and bite them.  Went work got scarce, they came crawling back trying to accept any class that was thrown at them and I said NO. You denied it in the beginning; however, now that work is slow, you want to cover your ass? Ugh, not today.

I, being the lead person of this course, had to formulate a group of teachers, a couple of which failed to deliver the expectations because of their lackadaisical teaching.  You don’t necessarily have to have the gift of the gab, but you have to love teaching.  A lot of teachers in Thailand don’t give a damn about teaching.

After weeding out the foolishness and the incompetence, I created a course, through persistence and little pay, that generated millions of baht over the course of the year.  I made shy, timid students – absolute stars in this respective area.

Get this, creating a course that has generated millions….I only received 0.00005% of that.  However, now I have a podcast, which was created at the same time, that’s listened to over 70 countries.  I did far more than what I was paid to do, but the law of increasing returns returned in the grandest of fashions.  This is how life works.

Podcast

Napoleon Hill – How To Overcome The Fear of Poverty

First, scissor up those plastic cards that lay either idle, or accessible in your wallets and purses.  It’s time to pay virtually cash for everything.  Oh, and this comment is specifically for my Thais here in Thailand – DON’T PAY OFF DEBT WITH CREDIT CARDS! Makes zero sense.

When you start doing this, the sigh of relief will be an overwhelming feeling of joy.  Breaking away from the worrisome and indebtedness so that you’re ready to revamp the habits in your mind and re-direct your course toward prosperity is going to be one of the best achievements of your life.

Remember, when you discontinue an undesirable habit, know that their will be a void or space in the mind that will need some accompanying.  If you don’t occupy that free-space, what will come back?

You guessed right!

The destructive habit that you kicked before.

I’ve talked about a couple of formulas which I told you to copy, paste, print, and recite aloud. There are more formulas approaching very soon…and these formulas will become a part of your mental machinery.

I’m assuming that because you’re reading this…you’re somewhat striving for financial independence.  No, I’m not talking about those ridiculous “how to become a millionaire and billionaire” over-the-top videos you see on YouTube.  I’m talking about the accumulation of money to where you don’t worry about your finances – period.  It’s not difficult to do after you master the Fear of Poverty and developed in its place the Habit of Saving.

The fact and matter is that the cold, cruel, relentless truth is that we’re in the age of materialism.  We’re in the age that showing cars, houses, and everything materialistic gives you an upper hand over other people.  Just look at it this way, if you see a man wearing a suit jut waltzing down the street, you would ask yourself “how much money does he have,” right? However, if you see a man walking down the street with his clothes unpressed, his collar is dirty, shoes scuffed up, and not clean-shaved…you’re probably thinking that he shows signs of impoverished finances.

This tendency to judge people by the money they have, or their power to control money, is not confined to any one class of people.  We all have a touch of it, whether we recognize the fact or not.  Egoism, which I’ll be going over extensively in the coming weeks, is closely related to materialism.  We have to learn to break away from the “I’m better than you because I have more money” bs so we can uplift humanity.

And before I close this out, a lot of men stumble and fall, never again to rise, because of lack of money in times of emergency.  Reserve Funds are essential in the success operation of business! These are all the topics and things I discussed in my podcast down below.  Enjoy!

Podcast: https://www.spreaker.com/episode/11814036

Napoleon Hill – The Slavery of Debt

Paying for something you can’t afford.  Ring a bell? You dig into your wallet and pullout that flashy master card, which has “debt-ridden” all over it.  You slide that card or insert it into the machine – little do you know what you’ve just done.

Debt, which is a merciless master, is a fatal enemy of the savings habit.

Poverty, alone, is sufficient to kill off ambition, destroy self-confidence and destroy hope. If we look at it from a realistic perspective, imagine a man.  His name is Joe and he makes $12,000 a year.  His wife, on the other hand, has terrible spending habits and lives a $20,000 year lifestyle.  Therefore, the poor fellow is about $8,000 dollars in debt a year. He has two girls and one boy who wants to go to college, but now that’s impossible because of the father’s debts.  The result makes the entire family miserable.

It’s a terrible thing to go through life like a prisoner in chains, bound down like you’re in solitary confinement.  The accumulation of debts is a habit.  It starts in a small way and grows into enormous proportions slowly over time.

Most men and women develop that notorious habit of spending and unfortunately they never come to their senses in time to save themselves, because spending is like quicksand.  It’s slow, but once it grabs hold of your legs, you have no way out.  You sink deeper and deeper until you’re way in over your head before suffocating.  Good metaphor, ey?

The Fear of Poverty is one of the most destructive of the six basic fears I’ve mentioned in my previous podcasts because it destroys self-confidence, ambition, and sinks you straight into oblivion.  On top of that, this particular fear can attract The Fear of Ill Health, and then that can attract The Fear of Old Age.  Before you know it, your hair is full of grey by the age of 40.  Does any of this ring a bell for you guys? Here, I’ll throw in a story how attaching identity to money is the absolute worst thing you can do.

A young man worked for National Bank of New York City long ago.  Because he had that destructive habit of spending, the debtors/creditors would follow him around like a rat nipping at your heels to embarrass and humiliate him.  Kind of like in America where the debtors start calling your job? It gets worse.  They followed him from city-to-city when he was trying to just escape them until he had accumulated enough money to pay off his indebtedness.  Sure enough, they found him again…..and one cold night he leaped off one of the top building on Broadway straight to his demise.

Debt had claimed another victim.

Podcast: https://www.spreaker.com/episode/11794402

Napoleon Hill: Lesson Three – The Habit of Saving – Pre Course

Saving – a word that’s unfamiliar and often completely disregarded in households across America.

According to a 2016 GOBankingRates survey, 69% of Americans have less than $1,000 in their savings accounts.  Less than $1,000! Is that even possible? We’re not even counting what mutual funds, 401k’s or anything; however, if there isn’t any money in a basic savings, the chances of having anything else lingering around is next to none.

You can ask me if money was what destroyed the relationship between my family and I.  Go ahead, ask!

Somewhat.  I’ll be honest.

Back in 2007, I was an aggressive saver.  I kept next-to-nothing in my checking account and threw everything in my savings.  Was I saving for a rainy day? Not necessarily.  I didn’t have a clue what my intentions were, but I would much rather be ready for an opportunity with money, rather than being broke and seeing the opportunity pass me right by.

I woke up just after 12am one May morning and had enough money in the bank to book a spontaneous trip to Australia, changing my life forever.  Would that have happened if I didn’t have money?

Before moving to Thailand, I went on trips to Sedona, Arizona and Honolulu, Hawaii.  The amount of jealousy and envy was boiling over so much that it was damn near the boiling point because my brother thought I was remarkably selfish for not handing over my funds to my mother.

Some of you are probably asking yourself, “how can I do it?”

Saving money is solely a matter of habit.  So, we need to talk about what habit is…..

Podcast: https://www.spreaker.com/episode/11769872

The Main Reason Why People Don’t Travel

If you look at your bank account right now, and you don’t have the funds to buy a flight + hotel + plane ticket, you wouldn’t think twice about traveling, right?

This is probably the main reason why people just don’t travel.

Let me put this more into perspective…..I’m going back to America for the first time in April.  So, at the beginning of January, did I have ALL THE MONEY NEEDED for the travel in April? Probably not, but anticipating salaries and savings was one of the first things I did.  At the beginning of January, I bought a Singapore Airlines Ticket (BKK-SIN-TOKYO-LAX) and the RT was included; ticket was cheaper than all USA Airlines (such as as United, Delta, and American) at just under 900$ USD.

Now, did I buy the plane ticket from LAX-PHX? No.  I waited.  I knew I was getting paid again in February; however, I bought the RT ticket a few weeks later just to clear all flights.

If I had to stay in a hotel (which I will because I have a 9 hour layover in Singapore), I can book the hotel in February instead of January, right? You don’t have to book everything at one time, people.  Book slowly leading up to the travel.

You’re going to have to set aside a budget.  I talk about this a lot in my podcast how I save 66% of my salary by wire transferring to my American bank account.

Living here in Thailand, no more than 30000 baht (equivalent to 1000$ USD without the crazy currencies happening) is needed.  This also restricts me from going out (I don’t like spending money on nightlife here in Thailand).  Therefore, I save between 1000-2000$ USD minimum from my priority job A MONTH.

Now a lot of my American friends and colleagues understand why living in Thailand is wonderful.  If you’re able to save that much per month and take rampant trips throughout the year, would you? Rather than spending 1000-1500$ a bills and only having a fraction of your money left?

This year, I have a monster trip (probably the biggest trip of the year) heading back to America in April.  I have a small, three day trip for a competition in Singapore in May.  I have Hawaii/Fiji in July, Malaysia/Bali in September or October and Melbourne, Australia  for Christmas & New Years Eve.  Now, do I have enough money for hotels, flights and spending money for all of the trips right now? Obviously not (although next year will be a massive change), but I book little-by-little over time.  I know when I come back from America, I can buy my Singapore Airlines ticket and two-night hotel for Singapore instantly.  I know my Hawaiian/Fijian plan ticket will be booked in May, and the smaller trips leading up to the end of the year can be booked on the go.

See, not too bad, right? Book slowly overtime.  Having the full money now may be impossible for a lot of people out there, but if you book little-by-little over the course of three months, you can hit off the travels!

Jack Canfield – To Spend More, First Make More

“Whatever may be said in praise of poverty, the fact remains that it is not possible to live a really complete or successful life unless one is rich.” – Wallace D. Wattles

I don’t know about you guys, but I would rather make more and have more to spend than to always be denying myself things I want for some distant future gain.

The first step to making more money is to decide how much more you want to make.  I’ve talked about using the power of affirmations and visualisation to see yourself as already in the possession of that money.  The super rich have used these methods and daily habits to bring more abundance into their lives.

The second step is to ask yourself, “what product, service, or additional value can I deliver to generate that money?”

What does the world, your employer, your community, fellow businesspeople, fellow students, or customers need that you could provide?

More Money Idea #1 – Become An Entrepreneur – Perhaps your work group is so good at managing projects, its members have extra time that they could “hire out” to other departments for extra pay.  You can create a plan to turn this asset into cash and approach your employer with a proposal to work on the asset-maziming project off-hours for extra pay. Sounds sexy?

More Money Idea #2 – Find A Need And Fill It

Whether it’s starting a website for a particular group of collectors or providing a unique education for people who need rare or unusual schools.  On the other hand, how about inventing something for a particular area that’s without electricity such as an entrepreneur in the Philippines? Here’s the video – https://www.youtube.com/watch?v=1lZH2xYJ4n8

More Money Idea #3 – Think Outside The Box

When Dave Linger, founder and CEO of RE/MAX, was a successful young real estate agent, he went from “renting a desk” for 500$ a month to having 90,000 agents and 6,000 offices in more than 90 countries worldwide.  I’ll have the story in a podcast soon.

More Money Idea #4 – Start A Business On The Internet

If you set up your own Web site and subscribe to a shopping cart service, you can sell and accept credit cards for payment at your own site.  This is where your expertise becomes valuable – selling e-books, audio courses, training materials, specialised reports or directories, how-to information, and other knowledge products that are downloadable – meaning you never have to ship a single box or send an envelope.

More Money Idea #5 – Join A Network Marketing Company

There are more than 1,500 companies who sell their products and services through network marketing – certainly one or more you can get passionate about.

Here are a few podcasts….

Part 1 –  https://www.spreaker.com/episode/9603278

Part 2 –  https://www.spreaker.com/episode/9613046

 

 

 

 

Jack Canfield – Pay Yourself First

“You have a divine right to abundance, and if you are anything less than a millionaire, you haven’t had your fair share.” – Stuart Wilde

Hmmmm…..back in 2007 when I began working as a work-study student at college, I use to save EVERYTHING.  When I needed to move out of my apartment due to family transgressions, NO PROBLEM!

When I had emergencies, NO PROBLEM!

When I had the idea at just past 12am on a very early May morning in 2009 to fly to Australia, I checked my bank account and realized I had enough money for the plane ticket, and 100$ spending money per day.

But….WHAT IF I wasn’t an aggressive saver?

Some of you reading this right now are also thinking about your future in terms of saving and where to go next with ROTH IRA’s and 401k’s.

You’re going to have to learn to pay yourself first.

Jack Canfield wrote in his book about George Clason who wrote a book  called “The Richest Man In Babylon” – one of the great success classics of all time.  It’s basically a fabled story of a man named Arkad, just a simple kid who convinced his client, a money lender, to teach him the secrets of money.

The first principle the money lender tAught the kid was “a part of all you earn bus the yours to keep.”  He goes on to explain that by first putting aside at least 10% of his earnings – and making that money INACCESSIBLE for expenses – Arkad would see this amount build over time.

Many people have built their fortunes by paying themselves first.  It’s as true and effective today as it was in 1926.

Podcast – https://www.spreaker.com/episode/9591625

Lisa Nichols – Diagnose The Problems, Resolve It, & Move Onto Your Abundant Life

I talked about having money blueprints and how they have been such a powerful influence on virtually everyone’s life.  Geographical, Cultural, Spiritual, Gender, Economical, Spiritual…..one of these played a huge part in how we view money.

For instance, when I was young, I remember my mom cooking flower tortillas in vegetable oil just to put some food in our stomach.  I remember wearing water shoes to school everyday and had my “friends” spew hateful rhetoric at me because I was widely known as the “poor boy.”  The days where we couldn’t even afford to have water at my house so my dad had to fill water jugs in the restrooms at his job.

See, you can see how this could’ve ultimately doomed me.  Look at the southside of Chicago, Camden, Gary, Flint, Detroit and so many other places around America where African Americans have generationally lived and continue to live in ravaged cities just narrowly surviving.

So, how come I’m the only person in my family who had the ability to escape that blueprint and create my own?  Moving forward, how come I’ve been shunned from my family because I don’t “act like” them and I’m hated by my brother?

Simple.

I choose NOT to live in the past influences of my life.

There are some techniques and behaviors that you can engage in so you can begin diagnosing and resolving the problems in your life that’s currently happening because of past actions and blueprints.

Here are several podcasts to get you started.

 

https://www.spreaker.com/episode/10255673 – #1: Create A New Relationship With Money
https://www.spreaker.com/episode/10273024 – #2: Your Economic Background Helps Draw Your Money Blueprint, Too.
https://www.spreaker.com/episode/10287697 – #3: Gender & Geographic
https://www.spreaker.com/episode/10314021 – #4: Your Spiritual Upbringing Can Be A Help Or Hindrance